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Going Live

Complete these steps to activate your live account.

  • Completed sandbox integration and testing
  • Business registration documents ready
  • Mobile Money payout destination ready for approval
  • Compliance review prepared (BCC requirements)
  1. Submit verification documents — Starter individuals submit identity and proof of residence. Businesses submit RCCM, ID.NAT, NIF/DGI, company documents, the authorized representative and beneficial owners. Identity approval lets Starter merchants request live access; an approved proof of residence is required before the first payout. A complete business KYB review is required before live access.
  2. Configure payouts — Add a Mobile Money destination for approval
  3. Compliance review — Malipo reviews your application (1-3 business days)
  4. Live approval — Receive notification and generate live API keys
  5. Go live — Replace test keys with live keys in your integration
Aspect Sandbox Live
API Key prefix sk_test_... sk_live_...
Real money No Yes
KYC required No Yes
Approved payout destination No Yes
Rate limits Lower Higher (per plan)
Support SLA Best effort Per plan